© 2022 All rights reserved
By clicking “Start My Quote”, you authorize Biznsurance.com to provide your information to an independent agent or an insurance partner to call and/or text message the phone number you have provided to us, which may include your wireless number, and to leave you a prerecorded message, email message or SMS messages using automated technology about the quote and rates. You are not required to provide this consent to purchase insurance from an independent agent or insurance partner. Privacy policy.
General Contractor liability insurance can help protect your business when something unexpected occurs. This includes protection for your business’s assets and employees. Contractor liability coverage offers you peace of mind in that you’ll have coverage when your business faces a lawsuit or covered loss. This means it’s important to understand the best types of insurance coverage for contractors. The right coverage ensures you can protect your business and your employees.
Most general contractor businesses have a Business Owner’s Policy (BOP). They have this because it helps protect them in the same way a homeowner’s policy helps protect your home and personal possessions.
By combining three basic coverages, a BOP can help save you money while safeguarding what you’ve worked hard to build.
Our business income insurance extension for off-premises operations may help replace lost income if you must suspend your operation. In some cases, business owners suspend their operation if property or equipment gets damaged on the job. For example, say an essential piece of equipment gets damaged that you use every day. You may not be able to work until it’s replaced. This coverage may help replace the income your business loses while you are unable to operate.
The equipment you use as a contractor is vital to your business. Imagine the impact on your business if the equipment you use every day is damaged or lost. A range of coverage options available can help pay for the replacement or repair of all types. It doesn’t matter if they’re owned, borrowed, or leased tools and equipment.
Contractor businesses are vulnerable to employment practices liability claims. Current and former employees may take legal action against your business. For example, say you end up facing costly legal fees when a former employee claimed your business wrongfully terminated him. The former employee claimed he got terminated even though a medical accommodation may have been made for a personal injury he received on the job. In this case, employment practices liability insurance can help cover legal expenses associated.
What Makes Biznsurance.com a Better Experience for Your Commercial Needs?
Finding and adjusting insurance for your business shouldn’t be a hassle or a burden. You should feel confident in the process and the coverage you have to operate and successfully run your business. That’s what we offer. We’re here to help make a difference.
© 2022 All rights reserved